this post was submitted on 28 Feb 2025
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Any major housing crash will probably affect your ability to purchase a home. The real solution is laws limiting property investment combined with building new, dense housing in areas that already have services.
The $500,000 house will be $250,000 but the 6% interest rate will be 24% and the 10% deposit will be 25%.
Or the economy crashes to the point where prices drop and the fed lowers interest rates to try to stimulate the economy, but the economy is so bad that you don't have a job to be able to qualify for a loan.