this post was submitted on 20 Dec 2024
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of course it is. forced 2fa BY SMS OF ALL THINGS is one of the stupidest ideas
I assume businesses only jumped at the chance to enable SMS 2FA to get their greedy little fingers on our phone numbers.
It was the simplest/cheapest form of 2FA to implement. Grandma will never understand how to setup TOTP.
Capitalism requires regulations, otherwise it will ALWAYS do what is cheapest or most profitable, regardless of how dangerous or destructive.
Even stupider is supporting hardware keys for MFA, but having SMS fallback which can't be disabled (looking at you, Vanguard). I'd much rather have email as my second factor than SMS, and I literally abandoned a bank (Ally) for removing email as an alternative to SMS.