this post was submitted on 27 Aug 2023
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Which credit cards do you use for maximum rewards? (lemmy.ml)
submitted 2 years ago by WetBeardHairs@lemmy.ml to c/personalfinance@lemmy.ml
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My family uses credit cards for all purchases and we pay them off in full each month. Although sometimes we'll use a 0% APR promotion for bigger purchases.

Which cards do you use for maximizing your rewards?

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[–] cyberwolfie@lemmy.ml 1 points 2 years ago

I don't anymore. The rewards are not only in exchange for the return business they hope for, but also partly for the data you allow them to collect on you. It is perfectly fine to make that trade, but it is good to factor that into any pro/con balance you make when deciding what programs to participate in. Seeing what was collected on me turned me off the idea, and I now use a standard credit card without benefits for my shopping.