this post was submitted on 18 Dec 2024
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Kaiser Permanente is not for profit and not publicly traded. It’s not perfect, and it’s not cheap, but having dealt with America’s other insurance options, IMHO, it’s the best option in the US… if they’re in your state, and if you take the time to learn how to navigate an HMO.
Its not cheap, but it’s not nearly as expensive as the alternatives, and the don’t deny claims as much.
I had Kaiser for several years and it's the best version of the US healthcare system I've seen. It was reasonably cheap (compared to other insurance), they didn't jerk me around for referrals to their specialists, they have optometrists and pharmacies and stuff on site so you can get a few appts done in a day. It was convenient. Now, I'm sure some people have had a terrible time with them and I don't deny their experiences, but it worked for me.
Same. I feel like, a few decades ago, you could make a good argument that PPO land gave you more choice in exchange for higher fees. But these days, the good private practices are completely slammed, and I honestly think it’s faster and easier to find a good doctor or specialist in Kaiser.
The crazy thing is that my spouse works for one of America’s PPO insurance companies, and she’s rather use my Kaiser plans. The care is better and the out of pocket is way less.
Cory Doctorow also used them and wrote a post about it recently: https://pluralistic.net/2024/11/05/carcinoma-angels/
They take good care of their diabetic folks too