this post was submitted on 01 Nov 2024
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shopping issue (lemmy.dbzer0.com)
submitted 2 weeks ago* (last edited 2 weeks ago) by Tender@lemmy.dbzer0.com to c/security@lemmy.ml
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hi everyone!! i need ur help with a security matter!! pardon me my bad English. It's my first time buying online I wanna buy something from eBay with my bank card but eBay doesn't provide 3d security which is another layer of security I'm afraid that my personal might get leaked if i used it like that and i don't wanna open a PayPal account since I'm only using this once plus PayPal fees and deductions are high for someone like me and the extra custom charges are already taking a lot of my money that i was planning to buy other things!! what to do know???????? google wallet? deactivating e-commerce international payment after I'm done purchasing ??? pls help me and thank you! btw this is why crypto should take over!!! 🥹😓

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[–] CameronDev@programming.dev 4 points 2 weeks ago (1 children)

Might be a good idea to state your country. AFAIK, PayPal has no fees at all in my country, I assumed it was the same everywhere.

Can you get another bank account and card with no overdraft, and keep its balance near zero when not using it? When you buy, transfer the amount to the card and use it in whatever sketchy site you like. As long as its zero balance the rest of the time its relatively safe.

[–] Tender@lemmy.dbzer0.com 2 points 2 weeks ago (2 children)

tks for helping !!! I'm from a poor African country called morocco and I'm a student i have in my bank account just what i need to buy that item i need to buy this item very fast and i takes around 20 days here to get your card after opening your account another aaccount won't work for me

[–] CameronDev@programming.dev 2 points 2 weeks ago (1 children)

Opening a new account should be relatively quick, even if you don't get your card. So create a new account, and transfer most of your money into it. Buy the item with your current card.

Fwiw, even without 3d secure, eBay is pretty safe to use, they are a huge corporation, and they know how to safely do transactions.

[–] Tender@lemmy.dbzer0.com 2 points 2 weeks ago

Ok thanks 😊then I'll do it

[–] merde@sh.itjust.works 1 points 2 weeks ago* (last edited 2 weeks ago) (2 children)

I'm from a poor African country called morocco

relatively poor ☞ https://en.wikipedia.org/wiki/List_of_countries_by_GDP_%28PPP%29_per_capita

https://en.wikipedia.org/wiki/List_of_banks_in_Morocco

avec Société générale vous devez avoir une confirmation de paiement par sms. Sans ce code le paiement n'est pas confirmé.

you can also "bloquer le plafond" if you only have the necessary amount in your bank account. This way, even if things go wrong, you can't be overcharged.

[–] Tender@lemmy.dbzer0.com 2 points 2 weeks ago

Thank you so much