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Don't live so far north / south.
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Work something besides 8am - 5 p.m.
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We shouldn't have to work so many hours but until labor right improve and companies hire 20% more people to cover the lost 8 hours for everyone that isn't white collar, then we're going to need another baby boom in most societies where population is declining instead.
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World understanding that the stock market is basically a magic money generation machine for the rich while only funding a measly retirement for the working class since they don't pay us enough to save for our own retirement without magically quadrupling what we put in via compound interest. Have fun trying to reconcile static based GDP with retirement via stocks until we figure out Fusion and make a Dyson sphere.