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Money is the worship of a pure abstraction. Money is religion. It's the religion we were all inducted into. We perform rituals to gain the symbolism of our worship in the form of papers, sing metals, and abstract credit. We have faith in our religion, based on the morality and parables we've created around it. Should you lose your faith In the great pure abstraction, there are many broadcasts that evangelize it, justify its existence, and tells you how to live by its virtues.
It actually sounds like the opposite.
Your "good" credit card customer is presumably paying more credit card fees on accounts so is actually less sound financially.
So if you mean playing the rules means paying higher fees to credit cars companies then that just helps show how stupid the system is.
Also, I actually disagree fundamentally with the argument. If it's just based on how old your accounts are then that is a shitty system. It's not only easy to play by the rules, but then presumably to abuse them as age of an account doesn't indicate much about your ability to pay off bills.
Credit history length was shortened, lowering the score. Just give it another 5-7 years it'll build back up!
The numbers Mason, what do they mean?
I'd say inb4 someone high on copium tries to justify it, but I'm already too late.