See, not using Google Pay is something even I, a non-Canadian, European person can do. doingmypart.jpg!
this post was submitted on 15 Mar 2025
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Nationalize them! Bring this back under societal control and eliminate that tax.
Then SpaceX, Twitter, and Amazon.
Of course this assumes we defeat the fascists and fix the Supreme Court first.
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(3 replies)
Please understand that there are also many third party card processors. That is the company that takes the transaction from the merchant to the payment system. The payment system then takes the transaction to the bank.
Don't be discouraged, but someone may need to become card processors to vendors.
Pressure on Visa and MasterCard may work, but the boycott will need to overcome license fees.
Same with mastercard.
It's not in any way a tax. It's a fee you pay for a service you wish to use. It's as much a tax as the money spent on a doughnut is a tax.
The rest of your idea is great. Wish I had access to something like that.
At least you can see a tax on your receipt. Visa, MasterCard and so on all have in their contracts with businesses that you can't tell the customers how much it costs.
I call it a tax because the charge is a percentage of the transaction instead of a flat fee. The fact that Interac can charge a flat fee shows that it is possible.
The "tax" is only accepted because consumers can't see it, and then we're offered rewards like the percent cash back. That's our own damn money they're rewarding us with!
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is this the same interac corporation that won't do anything about their god awful etransfer system? no app like venmo or cashapp? how many years did it take them to implement autodeposit? why do etransfers sometimes take 1 hour?
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I have the same question as sloppychops. If my interac debit card is also Visa, how would I know whether the payment terminal is routing through Visa or Interac?
I am one who offers to pay in cash sometimes to small businesses, treating it like an additional tip. But more and more businesses in the Vancouver area use Clover (A Canadian subsidiary owned by Wells Fargo) and Square (American fintech), and either take card only (which they get their cut with Interac debit too), or the staff get a little impatient when I rummage around for cash in my wallet.
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3 times in my life I took out a consolidation loan to corral all those costs and pay them off. Credit cards are both a blessing and a curse. Gov't should provide credit services at a reasonable, non-compounding, interest rate.
Between credit card companies, finance companies and the banks, the interest they extract yearly would put all the space billionaires to shame.