this post was submitted on 31 Aug 2024
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[–] jordanlund@lemmy.world 75 points 2 months ago (14 children)

Asking for proof of debt is actually a valid tactic.

When I killed my land line and went cellular, oh, 30 years ago, I paid my last phone bill and cancelled.

5 years later I got a call from collections saying I owed for the final bill.

I apologized to them for Qwest wasting their time, told them what was up and asked for proof of debt for which I knew there was none.

Never heard from them again.

[–] Zikeji@programming.dev 38 points 2 months ago (2 children)

When our "final balance" from the landlord (late fee + "repairs") went to collections I asked for it, got all the documents, and forwarded it to my attorney along with everything else.

Long story short they settled out of court, then didn't fulfill the settlement contract (namely the bit about removing the erroneous reports against my credit), then wound up getting fined 50 grand by my local government.

[–] henfredemars@infosec.pub 13 points 2 months ago (1 children)

Good on you for having an attorney. Very smart move on your part.

[–] Zikeji@programming.dev 12 points 2 months ago

Fortunately my boss at the time was a lawyer, so he gave me alot of great advice throughout the entire ordeal.

Unfortunately he didn't do landlord/tenant disputes, his area is class action and credit related.

So we waited until the landlord sent it off to the agencies, and he took the case on contingency.

Unfortunately that fine was a fine and not an award / damages. I would have liked that cash influx lol.

[–] barsquid@lemmy.world 6 points 2 months ago

That's cathartic. If only bad faith earned a massive fine every time.

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