this post was submitted on 08 Nov 2024
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That's great.
Now, explain why I just got a letter stating my always paid fully on time credit card will be increasing the interest rate by 4%.
As the interest rates are cut by both the BoC and the Federal Reserve.
My credit history is spotless and my score is very good.
What the fuck is this shit.
I'd call my MP but they're useless.
Banks have been trying to dump "high risk" (based on their own systems) clients with as a recession risk.
They're reducing credit limits and increasing interest rates to lower unsecured debt ratios.