608
As a bike rider, I forget this is a thing. Asked my neighbor, he pays $350/month in insurance alone ๐
(slrpnk.net)
this post was submitted on 29 Oct 2024
608 points (93.6% liked)
Fuck Cars
9639 readers
301 users here now
A place to discuss problems of car centric infrastructure or how it hurts us all. Let's explore the bad world of Cars!
Rules
1. Be Civil
You may not agree on ideas, but please do not be needlessly rude or insulting to other people in this community.
2. No hate speech
Don't discriminate or disparage people on the basis of sex, gender, race, ethnicity, nationality, religion, or sexuality.
3. Don't harass people
Don't follow people you disagree with into multiple threads or into PMs to insult, disparage, or otherwise attack them. And certainly don't doxx any non-public figures.
4. Stay on topic
This community is about cars, their externalities in society, car-dependency, and solutions to these.
5. No reposts
Do not repost content that has already been posted in this community.
Moderator discretion will be used to judge reports with regard to the above rules.
Posting Guidelines
In the absence of a flair system on lemmy yet, letโs try to make it easier to scan through posts by type in here by using tags:
- [meta] for discussions/suggestions about this community itself
- [article] for news articles
- [blog] for any blog-style content
- [video] for video resources
- [academic] for academic studies and sources
- [discussion] for text post questions, rants, and/or discussions
- [meme] for memes
- [image] for any non-meme images
- [misc] for anything that doesnโt fall cleanly into any of the other categories
Recommended communities:
founded 1 year ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
I was once rear ended at a red light. I was knocked unconscious and the driver drove off. A few kind witnesses called police who took a report. They got half his plate imprinted on my bumper, but never tracked him down. I had State Farm, and I was even paying extra for the "uninsured driver coverage". They said they couldn't cover it because until they had another driver's information I was automatically at fault, even with the police report and witness accounts. They said it didn't count as uninsured driver because it's possible the guy had insurance. I was flabbergasted.
In the end I had a concussion and needed to take time off work for recovery and my short term disability insurance ended up suing State Farm because they didn't want to pay for my medical treatment. State Farm agreed to cover medical care but only if it was recorded as my fault and I paid my deductible. In anger I tried to switch insurance companies but found out they have a shared database and since it was recorded as a hit and run my fault, nobody else would take me. And State Farm jacked my rate up 30%...
I realised in a similar, though less detrimental, encounter that true insurance comes in the form of dash cameras. For the equivalent of an insurance payment or two, a high fidelity video of the entire vehicle surroundings can be had.
Honestly though, with a few witnesses and half a plate, it's a surprise they couldn't find the car that drove into you. Decerning the colour, and style of car, surely it'd be only a handful of vehicles matching both the description and the numbers.
I'm sorry that happened to you.
Do you have any recommendations for dash camera solutions like you mention? I've been telling myself I need to get a dash cam but every time I start researching what to buy I feel like the market is a sea of wanky information and it's hard to tell what is crap and what is solid.
Commenting here so i can check replies, as i also need recommendations.